Retirement Planning in Los Angeles

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Build a Steady Future with Confidence

Planning for retirement doesn’t have to be overwhelming. At Hansol Financial & Insurance, we help individuals and families throughout Los Angeles—including Koreatown, West LA, Beverly Hills, and Downtown—build retirement strategies that offer clarity, consistency, and confidence. Whether you’re approaching retirement or already there, our team is here to walk with you every step of the way.

Turn Savings Into Security with Trusted Income Strategies

We understand the importance of dependable income in retirement. That’s why we specialize in helping you create a personalized plan that supports your goals and lifestyle. From traditional retirement tools to guaranteed income through annuities, we’ll help you build a strategy that fits your needs—without the jargon or pressure.

Explore Retirement Income Options with Local Guidance

Many retirees and pre-retirees in Los Angeles are turning to annuities for predictable, long-term income that supports their future. Our retirement planning services include:


  • Fixed Annuities – Offer stable, guaranteed interest rates that never fluctuate with the market.
  • Multi-Year Guaranteed Annuities (MYGAs) – Lock in fixed rates for a set period, typically 3–10 years, giving you peace of mind and growth potential.
  • Indexed Annuities – Tie earnings to a market index with downside protection, giving you a chance to grow your income without risking your principal.



If you’re unsure which type of annuity is right for you, or even whether an annuity is the best option at all, we’re happy to help you compare and evaluate based on your goals and timeline.

Your Retirement Questions Answered

How much do I need to retire in Los Angeles? What’s the best way to turn my savings into income? Should I consider rolling over my 401(k)? These are the questions we help answer every day. With Hansol, you get more than a product—you get a local advisor who listens, explains, and helps you make decisions you’ll feel good about.

Real Planning for Real People

We know that retirement means something different to everyone. For some, it’s traveling the world. For others, it’s staying close to family in Los Angeles or Koreatown and enjoying a slower pace. Whatever your vision, we’ll help you create a roadmap that includes income planning, healthcare considerations, and legacy goals—all tailored to your values.

Start Planning Today—With People Who Understand Your Needs

Hansol Financial & Insurance offers a free retirement review to help you understand where you stand and where you’re headed. Whether you're years away from retiring or ready to retire tomorrow, we're ready to help you plan your next steps.

Related Services You Might Be Interested In:

Learn more about Fixed Annuities

Curious about MYGAs and how they compare to CDs?

See how Indexed Annuities can balance growth & protection

Need life insurance with retirement benefits? Explore our Life Insurance options

Considering health costs in retirement? See our Medicare Plans

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  • How much do I need to retire comfortably in Los Angeles?

    The cost of living in Los Angeles is higher than in many parts of the country, so retirement planning here requires careful budgeting. We help you estimate your future expenses, factor in inflation, and identify income sources so you can retire with confidence—whether you plan to stay in Koreatown, move closer to family, or travel during retirement.

  • What’s the benefit of using an annuity for retirement income?

    Annuities provide guaranteed income you can’t outlive, which helps cover your fixed expenses even if the market fluctuates. Depending on your goals, we may recommend a fixed, indexed, or MYGA annuity to give you predictable payouts throughout retirement.

  • What’s the difference between a fixed annuity and a MYGA?

    Both are stable retirement income options, but a MYGA (Multi-Year Guaranteed Annuity) locks in your interest rate for a specific term, like 3 or 5 years. It’s like a longer-term CD with better tax treatment and no market risk. Fixed annuities also offer guaranteed growth but with more flexibility over time.

  • Can I roll over my 401(k) into an annuity?

    Yes, in many cases. Rolling over a 401(k) into an IRA annuity can give you guaranteed income and help protect your retirement savings from market downturns. We’ll help you understand the pros and cons and make sure the strategy fits your overall plan.

  • What if I’m retiring early or later than age 65?

    Everyone’s timeline is different. We create customized retirement income plans whether you’re retiring at 55, 65, or even later. We also help bridge gaps in income and healthcare coverage so nothing gets missed.

  • Do you offer retirement planning help in Korean?

    Yes. Our team is experienced in helping Korean-speaking retirees and families throughout Los Angeles, including Koreatown. We can walk you through complex financial terms in your preferred language so you can make informed decisions.

  • Is there a minimum amount I need to start retirement planning?

    No. Whether you have a large portfolio or are just getting started, it’s never too early or too late to plan. We welcome people from all walks of life and tailor our advice to your unique goals.

  • Can I include healthcare costs like Medicare in my retirement plan?

    Absolutely. Healthcare is one of the biggest retirement expenses. We help you estimate future costs and guide you through Medicare plan options so you're covered financially and medically in retirement.